FAB Balance Check: Online, Mobile App, and SMS Options (2025)

Checking the balance of any bank account is very important in today’s era. FAB Bank has introduced the facility of checking the balance anywhere and anytime for the convenience of its users. Among these facilities, you can check your FAB Bank balance, mobile app, SMS, ATM, and their official website with the help of their balance. FAB Ratibi salary card holders can also check their salary balance with the help of this method. This guide is based on FAB’s verified methods, which are trusted by millions of users. 😊

Why It’s Important to Know Your FAB Balance

Checking your balance regularly, whether in the UAE or anywhere else, helps you manage your monthly budget effectively and keep your expenses under control. It often happens that if the balance is low, you face additional charges or overdraft fees, but if you check your FAB balance from time to time, you can avoid these unnecessary expenses.

When your salary is credited to the account, it is also important to confirm it. You can check your balance using the methods given below so that you can stay informed about your financial situation at all times.

Also Read: If you want to open a Fab Bank account, check out the guide now.

Requirements to check FAB balance

If you want to check your FAB balance, the following things will be required so that you can easily access your account:

1. Having a mobile phone or computer: You need to download the official FAB website or app.
2. Internet connection: A stable internet connection is required to check your balance online or through the FAB mobile app.
3. FAB Mobile App: Download the FAB mobile app from Google Play or Apple Store. It provides instant access to your account balance and other services.
4. Customer ID: You need to remember your FAB customer ID to access your account.
5. Debit or Credit Card Number: You need to have your debit or credit card or its number for website login and ATM usage.
6. Registered Mobile Number: FAB sends a One-Time Password (OTP) to your registered mobile number, which ensures the security of your account.
7. PIN or Password: You need to remember your PIN or password to use FAB online banking, mobile app, or ATM.

Methods to Check FAB Balance

Fab Ratibi mobile app is a fast, secure, and easy way to check your balance. You can also check your balance on your mobile phone using the official ppc.magnati website and SMS. Here is a step-by-step guide for you to easily check your FAB balance:

1) FAB Online Banking

Using the PPC.Magnati website is perfect for those who want to check their balance quickly and securely using the internet. It is easy to use and does not require you to visit a bank branch or ATM.

1) Go to the PPC website:

First of all, open an internet browser on your mobile or computer. Go to the following link for FAB’s PPC website (ppc.magnati.com) this website specifically provides the facility for customers to check the balance through their card.

2) Enter Card Information:

On the PPC website, you will see two fields, where you will have to enter your card details:

• First field: Enter the last 2 digits of your debit or credit card. Example if your card number is 1234 5678 9012 3456, you will only need to enter 56.
• Second field: Enter the 16-digit card ID number on your card. This number is given on the back of your card.

3) Click on the Go button:

After entering all the information correctly, click on the Go button on the website. This will verify the details you provided and give you access to your account.

4) Check your balance:

After successfully logging in, you will see your account screen.

Here you will be able to see the following information:

• Your current account balance.
• Recent transactions and other account details.

This process is completely free, but you must provide your card information and other details correctly.

Also Read: Al Ansari Salary Card Balance Check Instantly | Payroll Card

2) FAB Mobile App

FAB’s Mobile App service is a great option for checking your account balance quickly and securely. Follow the steps below:

1) Download the app from Google Play or Apple Store

Go to your mobile app store (Google Play or App Store) and search for FAB Ratibi Mobile App. The app logo interface will look something like the screenshot below.

2) Login using your Customer ID or debit/credit card details

Open the FAB mobile app and follow the instructions provided to register your account. Registration will require your account details and registered mobile number. Enter your number and choose a new password.

3) Verify the OTP sent to your registered mobile number

FAB Bank will send you an OTP on your registered mobile number. Enter this OTP in your app. Yes, now your account is ready.

4) Access your account dashboard to view balances and statements

Log in to the app and click on the FAB Balance Checking Online App option. Here you can view your account balance, recent transactions, and other financial information.

The FAB mobile app gives you complete control, so you can check your finances anytime, anywhere. The app not only allows you to check your balance, but also transfers, bill payments, and other financial services.

3) ATM

If you don’t have internet access or don’t want to use online banking, checking your balance via FAB (First Abu Dhabi Bank) ATM is a quick and easy way.

Follow the steps below:

• Visit any nearby ATM machine: Visit the nearest FAB ATM or any associated machine that is affiliated with FAB. You can also use an ATM of a different bank but you may have to pay some fees.

• Insert your Ratibi or FAb card: Insert your Ratibi or FAb debit or credit card into the machine. Select Account or click on Default Account.

• Enter your PIN: Enter your 4-digit PIN number that is associated with your card.

• Select Check Balance option: Click on the Balance Inquiry option on the machine screen. Your account balance will appear on the screen in a few seconds.

Checking balance through FAB ATM is ideal for those who do not have access to the internet or do not feel comfortable using online banking. This method is quick, secure, and accessible at any time.

Also Read: What is Noqodi? | Login, Wallet, Recharge & More

4) Phone Banking

Phone Banking is a reliable and fast service from FAB, available at any time for your balance enquiry.

1) Call FAB Customer Centre

Call FAB Customer Centre number +971 600 541000 from your registered mobile number.

2) Provide the following information to the representative to verify your account

• Emirates ID number
• Last 4 digits of your card

The representative will verify the information you have provided. If your information is correct, after verification is complete, the representative will tell you the current balance of your account.

5) SMS Banking (for Ratibi Cardholders)

If you are a Ratibi cardholder and do not have access to the internet, SMS banking is a great and convenient solution to check your account balance. This way, you can check your balance from your mobile in a matter of seconds.

• Send SMS: Open the messaging app on your mobile phone and send it to your registered number
• Use this format: Type BAL <your account number> Send this SMS to 2121.
• Wait for confirmation: After sending the SMS, you will receive your account balance as a reply within a few seconds.

FAQs

Conclusion

Checking your balance through FAB (First Abu Dhabi Bank) is easy, secure and fast. Whether you use online banking, mobile app, ATM, or SMS banking, each method is available at your convenience. Online banking and mobile app are best for complete details and additional services, while ATM and SMS banking provide simple and quick solutions. With advanced security protocols, FAB ensures the safety of your account and data. Choose your preferred service and make banking easy! 😊